The Baby Boomer Renaissance: Consumer Boomer

Tuesday, May 18, 2010

Consumer Boomer

Citibank O% APR on Purchases and Balance Transfers

Posted: 18 May 2010 04:13 AM PDT

Although there have been some drastic changes in the credit card realm, there are still several good offers available to card holders. Recently, Citibank just released an update to their Citi® Diamond Preferred® Rewards Card and the Citi CashReturns® Card. If you’re looking a good credit card that is offering 0% on Purchases and 0% on balance transfers, then you need to take a look at these latest two offers.

photo credit: TheTruthAbout…

The Citi® Diamond Preferred® Rewards Card

0% APR for up to 15 months on purchases and balance transfers (formerly up to 7 months on purchases and up to 12 months on balance transfers)

Additionally, this card now has the added benefit of a $50 gift card – Customers can redeem 6,000 bonus points after $300 in purchases within 3 months of account opening for their $50 gift card.

Here’s a recap of the update:

$50 Gift Card – Redeem 6,000 Bonus Points After $300 in Purchases within 3 Months of Account Opening
0% APR on Balance Transfers and Purchases for up to 15 Months*
5 ThankYou® Points for Every $1 Spent on Purchases at Supermarkets, Drugstores and Gas Stations for 12 Months, 1 ThankYou Point Thereafter*
Redeem ThankYou Points for Merchandise, Travel Rewards, Gift Cards, Cash and More
No Annual Fee

The Citi CashReturns® Card- 18 Month 0% Balance Transfer

The Ciit Cash Returns Card has been one of the best cards for 0% balance transfers and it just got better. The card now offers the following:

0% APR for up to 18 months on balance transfers (formerly up to 15 months)

Additionally, customers can earn a full 2% cash back on all purchases for the first 6 months and 1% cash back thereafter.

Here’s a recap of the updates:

0% APR on Balance Transfers for up to 18 Months*
Earn a Full 2% Cash Back on All Purchases for the First 6 Months and 1% Cash Back Thereafter
Earn Cash Back on Eligible Cash Advances and Balance Transfers
Average 5% Cash Back at Over 400 Leading Retailers Through the Citi Bonus Cash Center
No Annual Fee