Baby Boomers U. S. (The Blog)

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Baby Boomers Blog Carnival Thirty-seventh Edition Posted: 28 Apr 2010 04:25 AM PDT Welcome to the April 28, 2010 edition of the Baby Boomers Blog Carnival. There are some really well thought out and insightful Boomer articles for you to peruse this week. So, grab a cup of coffee (or tea),  sit back in your most comfortable chair, put up your feet and Enjoy. This one’s for you! Family BWL presents Advantages Of A Living Trust vs. A Will posted at Christian Personal Finance, saying, “Do you have a will in place? How about a living trust? This article looks at who should have each…” Kate Rothwell presents 100 Best Blogs for Parenting Advice posted at Nurse Practitioner Schools. June Tree presents How To Lower Your Credit Card Interest Rates posted at The Digerati Life, saying, “Some tips on how to lower your credit card rates.” TSW Blog presents H&R Block Tax Products & Online Services (Formerly TaxCut) posted at The Smarter Wallet, saying, “For those still working on their taxes.” Fitness Peter Stockwell presents Does Walking Help Lose Your Belly Fat? posted at The Senior Walking Fitness Blog. General Mia Taylor presents Top 10 Destinations for Medical Tourism – Becoming A Radiologist Technician posted at Becoming A Radiologist, saying, “The listed 10 locations in the article stand as some of their most favored destinations, each offering up their own unique opportunities and perspectives.” Steven and Debra presents The Tea Party Elephant in the Room posted at The END TIMES Hoax, saying, “It’s big, smelly, and expensive to feed.” Ava Jones presents 20 Organic Foods That Are Actually Worse for You posted at Online Degree, saying, “Organic food differs from conventionally produced food in the way it is grown, handled, and processed. We recommend beginning by staying away from these 20 organic foods that are actually worse for you.” Health Isabella Smith presents 7 Controversial Cosmetic Surgeries Now Surging in China posted at MRI Technician Schools, saying, “According to Lisa Ling, next to tourism, automobiles, and real estate, beauty is the fourth-biggest industry in the largest country in the world. From common procedures like nose jobs and breast implants to the uncommon, China is fast rising in cosmetic procedures.” Whoopie Patterson presents 25 Essential iPad Apps for Your Health and Wellness posted at Online Nurse Practicioner Programs, saying, “The iPad is here, and the medical community is seeking a way to make this tool work for physicians, nurses and students. This list of 25 essential iPad apps for health and wellness may help you fill in the app gap.” Elle Bieling presents Simplify Simplify Simplify! posted at Creating Body-Mind-Soul Health and Healing, saying, “My journey through midlife crises and how my husband and I reinvented ourselves through simplifying our lives.” Herbert Aitken presents 25 Eye-Popping Infographics on Global Healthcare Costs and Quality posted at Masters in Health Care, saying, “Health care politics aside, Americans and their global neighbors cannot expect immediate changes in healthcare disparities, poverty levels, infant mortality or cost and quality comparisons overnight.” Maureen Fitzsimmons presents 33 iPhone Apps Every Healthcare Professional Needs posted at Nurse Practitioner Degree, saying, “If you are a healthcare professional, you might consider getting an iPhone to help you in your work. Here are 33 iPhone apps that healthcare professionals can use to help them provide better care to their patients.” Aaliyah Williams presents 17 Beautiful Infographics to Learn About Pregnancy posted at Best ultrasound technician schools, saying, “Pregnancy really is a time for you to learn and grow, and to enjoy the baby developing within you. Here are 17 infographics that can help you learn about pregnancy.” Canika Jackson presents The 5 Best ?Dot Gov? Websites About Physical Therapy posted at Masters in Physical Therapy, saying, “Here are five websites from the government that are actually very helpful for physical therapy students, and therapists who are already working.” Eadwine Walter presents 50 Free Open Courseware Classes to Study Public Health posted at Masters of Public Health, saying, “If you work in public health, or if you are just interested in learning more about this interesting field of study, you can use open courseware to help you get a handle on the subject.” Linda@NHE presents How To Diet Effectively posted at Natural Health Ezine, saying, “Dieting is one of those things that is difficult for the most disciplined people, but here are some tips to set up an effective diet…” Aris Tanone presents Over 60 and still able to chew peanuts posted at Aris Tanone, saying, “To most Americans, it's not a big deal. Most of us know someone over 60 that is still able to chew peanuts or other nuts using their teeth. But that isn't the case in most third world countries, where oral hygiene and treating gum disease are not even in the top 10 priorities of most of the families there.” Joseph Gottlieb presents Top 50 International Health Care and Nursing Blogs posted at LVN to BSN, saying, “Many people are writing about global health problems, solutions and ideas. If you want to join them, just visit the any one of the top 50 international health care and nursing blogs listed here to learn more about what they do.” Milton Berlinger55 presents Top 50 Hospital Administration Blogs posted at Masters in Hospital Administration, saying, “The hospital administrator, like the doctor or nurse, plays a huge role in saving people's lives, but the administrator doesn't need a scalpel. You might discover from the current blogs listed that hospital administrators assist their medical staffs, have a hand in local publicity, technical issues and usually has a broad knowledge about health care business, policy and law.” Dr. Armughan Riaz presents Do You Get High Blood Sugars In The Morning? posted at Diabetes Symptoms. Susan Howe presents 10 “Bad” Foods That Are Actually Good For You posted at The Budget Life Blog, saying, “While the staple of any nutritious diet is fruits, vegetables, and lean meats, recent changes in the way mass produced food are prepared, processed, and packaged have changed in recent years. These changes can muddy the waters about what we have been told in the past when it comes to nutrition. It can also offer dieters a wider range of foods than previously thought. Here, then, are 10 "bad" foods that are actually good for you.” carolyn strimike presents Sleep Apnea Can Kill You ? Severe Sleep Apnea Increases Overall Mortality posted at Healthy Hearts with Heartstrong. Bernice Frankel presents 25 Eye-opening Studies and Infographics About Gendercide posted at Master Of Health Administration, saying, “Despite the increase in international health care concerns and administration, many countries continue to practice gendercide through a variety of methods. The following 25 studies and infographics about gendercide may open your eyes to the various methods used for discrimination of various populations.” Amanda Radcliffe presents 25 Creative Healthcare Gadgets That Are Changing the World posted at Masters in Health Care, saying, “You can use any number of creative gadgets to monitor your health, remind you to engage in healthy behaviors, and helping you know when to adjust your habits. Some of these gadgets are even quite affordable, making it possible for someone with almost any salary to use high technology to improve health.” Victoria Kennedy presents Top 50 Doctoral & PhD Blogs in the Medical Field posted at Online PhD in Nursing, saying, “Learn more about what can be accomplished with an advanced degree with these 50 doctoral and PhD blogs in the medical field.” anjelajoseph presents 6 Reasons You Ought to Consider a Psychology Degree posted at Psychology Classes, Degrees and Colleges, saying, “There are many different degrees available, here are 6 reasons you should consider making your degree a psychology degree.” Humor Joe Plemon presents Stretch the Life of Your Mower by Giving Him a Name posted at Personal Finance By The Book, saying, “The best way to stretch the life of your mower is to care for him, but if you are less than meticulous about equipment maintenance, naming him works pretty well.” Retirement Consumer Boomer presents What Is The "Best" Roth IRA Interest Rate? posted at Consumer Boomer, saying, “Many boomers get confused on how you actually make money in an IRA. Let’s take a closer look.” Jeff Rose, CFP presents Roth IRA Eligibility Guidelines posted at Jeff Rose, saying, “If you’re a boomer and still working, you may be eligible to contribute to a Roth IRA.” Super Saver presents Still Learning posted at My Wealth Builder. Work Donald Latumahina presents How to Improve Yourself posted at Life Optimizer, saying, “You need to improve yourself constantly to thrive in this fast-changing world. This article discusses five ways to do that.” nissim ziv presents How to Reinvent Your Career at 40 or After 50 posted at Job Interview Guide, saying, “As people grow and progress in life, their knowledge and information increases, which may force them to look at life in a different perspective, thereby making them think about reinventing their career.” That concludes this edition. Submit your blog article to the next edition of baby boomers blog carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page. Remember, when you submit an article, please fill in the Category and Remark Fields to add your own description of your post. Please Submit only ONE Article per Carnival, multiple articles Will Not Be Accepted. Since this is a community endeavour, please feel free to advise me through comments or my contact form if there is something you think I can do to improve the Carnival. © Baby Boomers US Blog If you are reading this anywhere other than our RSS Feed Please notify us at admin@babyboomersus.net You may also want to join the Baby Boomers US Forum for conversations by Baby Boomers about topics important to Baby Boomers! Share and Enjoy:

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The Boomer Chronicles

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Retirement Home is Setting for New Reality Show Posted: 28 Apr 2010 05:51 AM PDT Sunset Daze, the first reality show to feature the over-60 crowd, debuts tonight on the WEtv network. These denizens of a retirement home in Arizona are getting some good advance reviews. From Matthew Gilbert of the Boston Globe: Sunset Daze would have to be yet another reality low, inviting us to laugh at Viagra-obsessed elders showboating for the cameras. And I was so wrong… Sunset Daze manages to deliver a bittersweet — but mostly sweet — portrait of the sunset years. And from the New York Times’ Brookes Barnes: The media business often overlooks the importance of older folks — here including the first of the baby boomers — with all of the talk about attracting young viewers and racking up huge ratings in the 18-34 demographic. Yes, "Gossip Girl" is fine. But in some ways, "Golden Girls" is even better. And the country seems to be in the midst of a senior revival, with Betty White riding a wave of Internet lobbying to become guest host on "Saturday Night Live," Cloris Leachman becoming a "Dancing With the Stars" darling at 82, and the late Bea Arthur showing up in advertisements for People for the Ethical Treatment of Animals. I can’t wait to check out this show.

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Consumer Boomer

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How Will Obamacare Affect Your Small Business? Posted: 28 Apr 2010 04:50 AM PDT Will health care reform mean headaches, increased costs, and penalties … or hidden dividends? photo credit: wirwuenscheneinbierinternationalereisegesellschaft What do the federal health care reforms mean for your company?  Will it mean increased costs or savings in years to come? … or …  Will it lead to thousands of dollars in extra costs and more paperwork?  Will federal subsidies make this a "game changer" for small companies that have struggled to provide insurance plans and actually improve the coverages for their employees and also offer a savings? …  or … Will it just drive them to pay penalties and  just let their employees purchase their own insurance.  Check below for how it may affect you. If You Employ 50 or More People If You employ 50 or more people you will face a major choice beginning in 2014: Sponsor a health plan for 100% of your workers (even those signed up for government-subsidized health insurance). or Pay $750 per worker in penalties to the federal government. A business might opt to take the penalty and do away with health insurance. Paying the annual penalty might be cheaper.  So that would leave the employees uninsured, and they would have to go to state health plan exchanges to buy health coverage that could be more expensive.  Some analysts warn that another macroeconomic effect might result – years of high unemployment.  They think that increased insurance costs will discourage business hiring in the next decade. The new reforms don't put any caps on health insurance premiums.  Insurers have every reason to hike rates before the new insurance markets come around in 2014 with added competition. If You Employ 25-49 People If you employ 25-49 people, you won't face this choice.  The government won't require companies with fewer than 50 employees to offer health insurance starting in 2014, and therefore these companies won't have to contend with possible fines like their big brothers.  But while firms with 50 or fewer workers would be exempt from coverage provisions, they will still have to contend with rising premiums. If You Employ Less Than 25 People A major tax credit for smaller firms and “solopreneurs”?  (There’s a new word.) If you employ less than 25 or are self-employed, you may find that the healthcare reforms actually bring you tax relief. Beginning in 2010, companies with less than 25 employees that pay the majority of health care premiums for their workers qualify for a tax credit up to 35% of their premiums. (In 2014, that credit could be as great as 50% of premiums if you arrange insurance via one of the Small Business Health Options Programs, or SHOP Exchanges). The tax break you get will depend on a couple of variables: The number of employees you have Their average salary. What about Sole Proprietor-ships? The above  tax break won't be offered to sole proprietorships.  That factor may encourage you to incorporate or become an LLC. If you own a smaller company, insurance might become cheaper.  The idea is that small businesses can pool together in the SHOP Exchanges and negotiate insurance coverage as a group.  Greater buying power, in theory, implies lower premium costs. Businesses with 100 or fewer workers can jump into a state SHOP Exchange pool starting in 2014; states can also choose to limit the pools to firms with 50 or fewer employees through 2016. The non-partisan Congressional Budget Office (CBO) estimates that the SHOP Exchanges would lower annual premiums for these businesses by 1-4% with a 3% increase in the amount of coverage.  That could mean a savings of more than $10 billion nationally.  That all remains to be seen.  Based on the accuracy of previous estimates, I wouldn’t hold my breath! If You Work For Yourself If you work for yourself, you will likely be able to take advantage of government health care subsidies in 2014.  If you are self-employed in 2014 and earn less than four times the poverty level, you can qualify for these subsidies.  In 2010, 400% of the poverty level comes to $88,200 for a family of four. Some Important Notes for 2011. In 2011 as a result of the new law, a business will have to report the value of an employee’s health care coverage on W-2 forms. Many companies provide coverage for employee dependents not enrolled in other employer-based health plans up to age 22 or 23; next year, that age limit will rise to 26. All lifetime caps on insurance policies offered through employer-sponsored plans will be eliminated in 2011. Penalties will increase for the misuse of HSA funds. Workers with FSAs and HSAs will not be reimbursed for money used for over-the-counter drug purchases. Share this on del.icio.us Digg this! Share this on Reddit Stumble upon something good? Share it on StumbleUpon Share this on Facebook Tweet This! Share this on Tipd Share this on PFBuzz

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WineontheKeyboard

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Things that Upset Me Posted: 28 Apr 2010 03:36 AM PDT You know my lilac bush that I’m been trying to coax into blooming for like 6 years?? yes, well…. Not blooming. Again. BUT WAIT!!! What is that underneath the big lilac bush??? Why it’s a 67 CENT, yes I said CENT bush that SuperGuy bought last fall and dumped into the ground beneath my lilac bush. What do we see on this 67 cent lilac bush?? Well, yes, I do believe there are lilac blooms on this 67 cent lilac bush. I. Give. Up. My lilac is never going to bloom, but SuperGuy’s 67 cent lilac bush…twig really….grew and bloomed this year. Life is not fair sometimes… Similar Posts: The Little Lilac Bush that Could-Part 2 The Little Lilac Bush that Could The Burning Bush No Joy at Kacey’s House I Win Again

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The Boomer Blog

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FH Boom Daily Digest – April 27, 2010 Posted: 27 Apr 2010 05:22 AM PDT Top News From Today's "Boomiverse" 41 percent of parents financially support adult kids Evan Haning WTOP April 27, 2010 Overview: "The "empty-nest syndrome" was only a temporary condition for many Baby Boomer parents. One in four adults between the ages of 23 and 28 still lives with his parents. A new Charles Schwab Foundation survey finds 41 percent of Boomer parents still provide some financial support to their adult children." http://tinyurl.com/2e2jky6 Boozy, Bawdy Reality TV, With a Few Wrinkles Brooks Barnes New York Times April 26, 2010 Overview: "Sunset Daze," which makes its debut on Wednesday night, pushes just that button as it tries to hold its own in the boozy, oversexed reality TV genre. … WE positions the series as "The Golden Girls" meets "Jersey Shore," the ribald MTV series that spawned Snooki." http://tinyurl.com/25axoup

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